Financial Planning |Investments | Mortgages | Insurance
Build Your Financial Future
With Confidence
Clear, practical financial advice to help you buy property, grow your investments, protect your family and plan for retirement.
Whether you’re building long-term wealth, purchasing your first home, planning for your retirement or reviewing your KiwiSaver, we help you make confident financial decisions at every stage of life.
A Financial Partner For Every Stage Of Life
Your financial life isn’t just one decision – it’s a journey.
Buying a home, growing investments, protecting your income and planning for retirement are all connected. At Total Wealth we help bring everything together with advice that looks at the bigger picture.
Instead of focusing on just one area of your finances, we help you build a strategy that supports your goals today and well into the future.
Reach Your Financial Goals
How We Can Help You?
Financial Planning
A clear strategy for your financial future, aligned with your goals, lifestyle and long-term plans. We take the time to understand where you are today and where you want to be, then build a practical plan to help you get there.
From managing debt and structuring finances to investing and planning ahead, everything works together.
Home Loans & Mortgages
Expert support to help you secure the right lending structure whether you’re buying your first home, refinancing or investing in property.
We compare options across lenders and guide you through the process, helping you structure your loan in a way that supports your broader financial goals.
Investments & Wealth Building
Smart investment strategies designed to grow and protect your wealth over time.
We help you understand your options, manage risk and build an investment approach that suits your time horizon, financial goals and comfort with risk.
KiwiSaver Advice
Independent guidance to make sure your KiwiSaver is working hard for your future – whether you’re saving for your first home or retirement.
We help you understand your fund options, contribution levels and long-term strategy so your KiwiSaver aligns with your overall financial plan.
Retirement Planning
Helping you transition confidently into retirement with a clear plan for your financial future.
We look at your savings, investments, KiwiSaver and expected lifestyle to create a strategy that supports the retirement you want.
Personal Insurance
Personal insurance designed to protect what matters most.
We help you understand your options, manage risk and put the right cover in place to support you and your family when it’s needed most.
Overseas Pension Tranfers
Seamless overseas pension transfers designed to simplify your retirement planning.
We help you understand your options, navigate tax implications and bring your pension into New Zealand in a way that supports your long-term financial goals.
Estate Planning
Estate planning designed to protect your legacy and your loved ones.
We help you structure your affairs, minimise complications and ensure your wishes are carried out when it matters most.
Workplace Super Schemes + Education
Smarter employee benefits that support your team and strengthen your business.
We help you create workplace super schemes and financial education programmes that build loyalty, improve wellbeing and give your business a competitive edge.
Business Insurance
Protect your business, your team and your future. Business insurance designed to protect what you’ve built.
We help you put the right insurance in place so you can keep moving forward, even when the unexpected happens.
Total Wealth Team
Meet Katrina & Nigel
Better Together, For You
Total Wealth and Friendly Finance have come together to build on the strong foundations of both businesses.
By combining our experience, skills, resources and perspectives, we’re able to offer an even greater depth of advice and continue delivering outstanding outcomes for our clients. We’re excited about the merger and look forward to working with you, Katrina & Nigel
Financial Advice
We are not aligned to any particular providers. This means we find the perfect mortgage, investment portfolios and insurance policies for YOU and your family
Hit the 'Book a time' button to book a free chat with Nigel or Katrina. You can 'meet' us face-to-face or just via your phone, super easy. Let's see how we can help.